One thing I love  is wearing a scarf with a necklace. A couple years ago on one of my rare excursions to Urban Outfitters, I saw a mannequin that had a scarf and necklace on, and I had a lightbulb moment where I realized  “Woah, a scarf and necklace can go together!!!!” Ever since I rarely wear a scarf without a necklace, and I like this necklace because it is discrete, but  a bigger necklace can be worn with a scarf as well. This scarf is great with a necklace because the texture of the scarf contrasts well with the shininess of the jewelry. I think I am going to do a post about texture, because it is a sure way of elevating an outfit from good to great. Also, this outfit needs a jacket, because the cold has arrived. 

Scarf and Necklace: Forever 21